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Risk Developer Online Tools

Benefits to you

The website allows us to provide you with more frequent updates and a faster turn around time from the date of product release date to the data being available to you; most updates are available on the website from date of release.

The website has been designed to be simple to use minimising training requirements. Documents prepared can be saved to the user machine as either PDF or Word documents to facilitate the transfer of data to other documents.

Description

The eDEXX Risk Developer Service allows access via a subscriber website to the detailed product features, benefits, parameters, definitions and underwriting data for all:

  • Individual Term Life, TPD, Trauma, Disability Income and Business Overheads products; plus
  • Personal Super products including major industry funds; plus
  • Employer Sponsored superannuation products including Industry Fund Master Trust equivalent products.

The site also includes a premium comparisons for current products and a PDS Library providing online access to current Product Disclosure Documents (PDS) for all current risk products.

For more details click here or to subscriber please contact Joel Lesmond (Client and Research Manager) 02 9580 9277 or email info@dexxr.com

Risk Ratings

Benefits to you

The DEXX&R risk ratings process is designed to provide a comprehensive evaluation of all currently available Australian retail risk products. The process has been refined and revised since inception some fifteen years ago. Risk benefits offered as individual benefits within the major master funds are also included in our risk product database.

The rating shown for each product reflects the product's relative position in the marketplace taking into account benefits and features, definitions and price. In addition we also evaluate the financial strength and market share for each life company offering risk products.

The DEXX&R risk ratings process has been developed with the objective of eliminating any influence that subjective assessment can have on product rankings. The process has been developed to ensure that the scores are consistent between products with similar benefits, features definitions and price.

Description

The Risk Ranking Report provides detailed rankings based on market strength, features and benefits, definitions and price for all currently available Term, TPD, Trauma, Disability Income and Business Expenses products.

A separate ranking is provided for each Term, TPD, Trauma, Disability Income and Business Expenses product. Separate rankings are provided for ETE and Own occupation TPD products. For Disability products separate rankings are shown for professionals and white collar occupations and blue collar occupations, and for indemnity and agreed value products

The rankings are relative to the current market and take into account all products available in the market. The Market Strength ranking is calculated taking into account published financial data, in-force business, new business and discontinuance rates sourced from the DEXX&R Life Analysis Report.

The criteria and weighting applied to derive the rating for each item is included in the report. This process used in the Risk Ranking Report has been used for over fifteen years by several major industry publications to determine the Risk Awards and is also used by selected dealer groups. The report is provided to subscribers in a printed format and to site license subscribers also in PDF format and is updated quarterly.

For more details click here or to subscriber please contact Joel Lesmond (Client and Research Manager) 02 9580 9277 or email info@dexxr.com

Risk Developer Software

Benefits to you

The Risk Developer Software is designed to be easy to use and most comparisons can be completed in 2 or 3 minutes.

The software includes all current products along with those offered through intermediaries and the database is not limited to those products offered by broker companies or those on recommended lists.

Description

The Risk Developer Software (RDS) covers all current individual Term Life, TPD, Trauma, Disability Income and Business Expenses products plus the main platform Retail Personal Super products.

The software enables users to:

  • Query Product Benefit and Feature Comparisons
  • Run Comprehensive Premium Comparison Tools
  • Access to a Product Development Module

For more details click here or to subscriber please contact Joel Lesmond (Client and Research Manager) 02 9580 9277 or email info@dexxr.com

Term Life & Disability Analysis

Benefits to you

The report is designed to ensure that product managers, actuaries and underwriters have access to a comprehensive and up to date source of information on every aspect of the market. Effective use of this report ensures that critical decisions taken in this product sector are based on accurate market data rather than rumour and incomplete information.

Description

The Term Life Analysis report covers all current individual Term Life, TPD and Trauma and Personal Super products and ancillary benefits.

The Disability Analysis Report covers all current individual Disability Income and Business Expense and Personal Super Salary Continuance products offered by large retail personal super funds.

The reports include:

  • A market overview with a summary of factors that influence the individual lump sum and disability market segments including relevant legislation and taxation requirements and market projections.
  • Detailed analysis of in-force and new business by age band, benefit type, benefit size, gender and smoking status.
  • Tables comparing product premium rates on a like with like basis over a wide range of scenarios and benefit combinations.
  • Detailed profiles of all currently available Term, TPD and Trauma and Personal Super products including base premium rates and worked premium calculation examples (provided in PDF format on CDROM).
  • Detailed profiles of all currently available Disability Income and Business Expenses and major Personal Super products including base premium rates and worked premium calculation examples (provided in PDF format on CDROM).

The CDROM provides local access at any time to the product data and is an ideal archival snapshot of product features, definitions etc at a point in time.

For more details click here or to subscriber please contact Joel Lesmond (Client and Research Manager) 02 9580 9277 or email info@dexxr.com

Market data

Individual Lump Sum
Individual Disability Incomes

Copyright DEXX&R, the trading name of RKR Research Pty Ltd. All rights reserved. No part of the data may be reproduced without prior permission of DEXX&R.